Ploting the current yield curve Research Paper Example | Topics and Well Written Essays - 1000 words

Ploting the current yield curve - Research Paper ExampleThe yield curve shows a declining trend of Average Interest Rates for both the marketable and the non-marketable treasury securities in the US guarantor market. It shows a negative gradient on the curve for a period of 13 years for the theatrical role of making qualitative comparison. For the entire period, the best period of interest for trading is 2013, since the interest evaluate atomic number 18 on the rise yet the results are for the yields for the first half of the year. It is a declining performance indicator wake that the interest rate is likely to continue falling in the coming years if all factors quell constant. The average grade of interest for the US Treasury Securities are computed using the total debts that are loseing interests, though they are not matured. There are certain US securities that are not include in the calculation of the average rates of interest, overall marketable and non-marketable debts as well as debts that bear interests. This is because these US securities do not have protection against the effects of inflation according to Fabozzi (2008). Question 2 Answer The description of the interest rates trend over the past many years is a derivative of the interest rates shown in the table below. Maturity Year Interest Rate 1987 5.78 1988 5.452 1989 5.164 1990 5 1991 4.6789 1992 4.548 1993 4.244 1994 3.94 1995 2.988 1996 2.132 1997 1.969 1998 1.827 1999 1.478 2000 1.432 2001 1.3979 2002 1.2 2003 1.177 2004 1.089 2005 1.054 2006 0.947 2007 0.859 2008 0.67 2009 0.36 2010 0.15 2011 0.134 2012 0.087 2013 0.04 2018 0.01 Figure 2 Interest Rates Interest rates in the curve are in a continuous trend of gradual decrease from 1987 to 2013, with a project forward movement projected in the years after 2013. The period shows results for the last 28 years. The only year that indicates a degenerate is 2012, perhaps caused by temporary factors based on the market variables of the US T reasury Securities. The securities market is heading to a point where the rates are constantly reducing. The same trend is presented in the report by the head of research on securities and rates in the global scene. The research team explained that the rates of interests condemnable within ten years at a rate of 1.58 percent per year because investors turned to regime debt in an attempt to salvage the future of their businesses (Slane, 2004). The decline in the interest rates and yields is caused by the sum up in treasury prices. Interest rates proceeded to reduce further as years moved on and the global banks attempt to maintain rates at their lowest in order to encourage their frugal growths and encourage more lending (Friedman, 2004)). Even so, the view of reducing the speed of growth of the globe moves the rates to lower values, considering the demand which investors have for trading with safer assets. Question 3 Answer The trend shows that the interest rates progressively drop by 1.58 percent every year. It implies therefore that in 2013, the interest rate leave alone be Interest Rate = ((100 1.58) / 100) * 0.04 Interest Rate = 0.039368 The calculation can only be confirm theoretically, using the hypothesis that the interes

How to become a lady to be admired and envied Essay

How to become a lady to be admired and envied - Essay shellNone of the statements above includes level of college degree, level of career, financial wealth or marital status. This does not stringent that they are not chief(prenominal). Certainly, they are to the same degree they are essential to an individual. Those accomplishments are as an emergence of closing setting and realization for those precise successes (Lowrey, 1).Being a charwoman is all about self-improvement and self-help. One should make a plan. Making a decision of the goal that one wants to accomplish in vivification and within a definite period is vital. Women should do something to be remembered when they are no much. For instance, you may want your children to recall the fact that that you were the cleanest or for the flower you grew. Again voicing your dream is an important goal regardless of where you are. Learn to tell the world who you want to be and what you want in life. When you tell others, it center committing. Ladies should always be aware of whom they are and what they want to become takes much approach. Look inside and control the things that you are proud of and this substructure be seen as self-aid or self-development. Before looking for her weakness, a woman needs to know what she does best. In addition, strength awareness builds character and confidence (Lowrey 3).In todays society, it is very important to have a component model to whom one can look upon for guidance. The fictitious character model should be a positive influencer, one that we can trust, relate to our situations and share information that can help us reach our goals and help us to solve a problem. This role model lays an important part in our lives and they assist us in making sound decisions. They help us more in mental and growth development. Woman/a female in public eyes beat the attention of very many people. They watch the way in which a woman conducts herself, the way she spill the bean s and how she treats others. Women should live by the saying that to whom much is given, much is expected. They should understand the importance of representing themselves and the family in answerable and responsible manner. Skylar Diggins, one of the basketball players is one of the role models among women and she tries to help young girls by volunteering. She hosts number of free clinics, coaches many girls and speaks to them. She believes that this could help young girls realize their potential and set a higher bar for themselves (Diggings, 1&2). Most people in life have a role model who guides them. Reasons for these role models take leave from one reason to another but the ideal they represent and the admiration they inspire is what makes them attractive. A role model should have the ability to give spiritual and moral values to an individual and stimulate a person to reach beyond one self. Today, the role models exposed to women are fashion related, interpersonal relationshi ps, dating, marital as well as professional on careers. From Catholics point of view, blessed Virgin Mary stay the role model for all women at all times since they see her as an example of lead and inclusive time and culture. Mary is seen as the perfect human being in her, women of all walks of life can see what it means to be a woman in relationship with Christ. Women can come upon fulfillment of existence of feminine by not aspiring to become a copy of mannish since such thoughts always distort the mission and vision of a female (Sommers, 1&2). self-made Women and What They Do There are women who have really worked hard and they are

English Only Movement in New York State Essay Example | Topics and Well Written Essays - 2500 words

English Only Movement in New York State - Essay ExampleSenate voted on two separate amendments to make English the topic language and to make it the common unifying language of the country. U.S. English, an advocate group for prescribed English summarizes their picture that the passage of English as the official language will help to expand opportunities for immigrants to learn and direct English, the single greatest empowering tool that immigrants must have to succeed. Even though some(prenominal) states in the United states have passed legislations stating english as official language, New york does not seem to have champion yet.Thus, it can be seen that in that respect are several advocates of this relocation. However, there are several ill-effects of this on the information of language minority students, besides some others. In this essay, we will first examine the ideologies underlying the English-Only movement, then canvas the consequences of it on the education in N ew York.The advisability of legislation mandating an official language policy is hardly a new issue, but one that has been debated throughout the history of the United States. Crawford (1992) in his book, Language Loyalties, summarizes the opposing views on this topic, as followsFor supporters, the case is obvious English has always been our common language, a means of resolving conflicts in a nation of diverse racial, ethnic, and religious groups. The Reaffirming the preeminence of English means reaffirming of a unifying upshot in American life. Moreover, English is an essential tool of social mobility and economic advancement. The English Language Amendment would organize a message to immigrants, encouraging them to join in rather than remain apart, and to government, cautioning against policies which could retard English acquisition. For opponents, Official English is synonymous with English-Only a mean-spirited attempt to coerce Anglo-conformity by terminating essential servic es in other languages. The amendment poses a threat to civil rights, educational opportunities and free speech, even in the private sector. It is an insult to the heritage of cultural minorities, including groups whose roots in this country go deeper than English speakers Mexican Americans, Puerto Ricans, and American Indians. Worst of all, the English-Only movement serves to justify racist and nativity biases under the cover of American patriotism. THE SCENARIO OF EDUCATION IN naked as a jaybird YORK By the year 2010, over thirty percent of all school-age children will come from homes in which the autochthonic language is not English. Though we tend to think of immigrants settling in primarily urban areas, self-aggrandising numbers of recently arrived families live in rural and suburban communities. In New York City alone, there are more than one hundred languages represented in public school classrooms. The same phenomenon is the norm in many areas of the country. In Rocheste r, Minnesota schools serve students speaking over 60 different languages. well-nigh of the most common languages spoken by students in these classrooms include Spanish, Korean, Cantonese, Mandarin, and other dialects of Chinese, Haitian-Creole, and Russian.The educational predicament of students of moderate English proficiency has been a focus of policymakers and the courts for almost 30 years. According to federal law, and under many state laws, if students cannot participate meaningfully and

Summary of an article Essay Example | Topics and Well Written Essays - 250 words - 6

Summary of an article - Essay ExampleThis convey mechanism is important to the researchers due to the fact that understanding transfer will help to answer several(prenominal) pertinent questions. The firstborn of these relate to whether violent video games have the implied drawback of encouraging violence. Similarly, by studying transfer of training models, the researcher can determine if flight simulation helps develop cockpit skills in pilots. In essence, the level of transfer of training of specific skill sets that are supposedly taught in various video games will be right-hand understanding the net positive or net negative relationships that may or may not exist.The analysis found, not surprisingly, that the same concepts of collaboration, interaction, tactile learning, exploratory interest, and undividedity as they relate to the game play experience. Whereas many individuals are prone to view the video game as a total light mechanism, the researchers were able to convinc ingly prove that it is and has been used as a means to foster intra human colloquy via touch oned players or via those that interact with the process while in the room yet not playing the game themselves. Furthermore, the level of bonding and exploration that occurred while the researchers were conducting their study helped them to make a direct link between the children that were involved in the process and the traditional understanding of the word play.Likewise, there was not the clear break between in game and in world realities as the researchers at first expected rather, both realities incorporated unique elements of one another to create a combined answer that could neither be turned on or turned off once the game was complete. As one might expect, the levels of meaning and interaction levels of transference that exist are therefore dependent upon the individual

Finanical Accounting Concepts Phase 2 DB Essay Example | Topics and Well Written Essays - 500 words

Finanical Accounting Concepts Phase 2 DB - Essay ExampleThis is also the reason why the expense incurred on Furniture is not shown on the income asseveration, The expense incurred on the furniture ($1500) will be shown in reduced amounts for a item of years in subsequent income statements.The Income Statement reflects the inflow and outflow of expenses and revenues. However, the Owners equity statement is a statement that reflects the position of the owners capital in the business. Therefore it reflects the shares position, the kinds of shares (common, preferred or deferred preferred shares) and their distribution. However, a balance sheet is a comprehensive statement that reflects the financial position of a firm at the end of a financial year. While the Income statement shows mainly operating expenses and force out revenues, the balance sheet is a summary of a Companys entire financial origin at any given point of time, therefore it includes entirely assets of the Company, al l liabilities and net worth. This statement also takes into account the ownership of non fluid assets and share ownership in the Company. Therefore, in a balance sheet, the chronicle equation would be Assets Liabilities + Owners Equity.The Accounting Cycle includes the process of recording entries of receipts and expenses in a diary in chronological order according to dates. These entries are then posted to the ledger, some(prenominal) under debits and credits, under the appropriate account heading. The trial balance is then prepared to ensure that all debits are equal to all credits. Any errors or discrepancies are then resolved with individual journal entries, in order to yield the adjusted trial balance. This forms the basis for the preparation of the various kinds of financial statements, such(prenominal) as cash statements, income statements and balance sheets. The final steps in preparing these statements are in the posting of the gag law entries and the preparation of th e final

Harriet Jacobs, Incidents in the Life of a Slave Girl, Written by Essay

Harriet Jacobs, Incidents in the feeling of a Slave Girl, Written by Herself - Essay ExampleIt is because in male dominated union, young-bearing(prenominal) slaves were the worst sufferers of male lust. Also since womens financial contri just nowion was equal to their male counterparts, they were often miss the allowances which were normally granted to the male slaves. In the narrative, Jacob upholds the fact that the nineteenth century society was, in the frontmost place, very much discriminatory to women. On top of it, slavery would permit the male dominated society to exert their brutal desires over the egg-producing(prenominal) slaves to the fullest extent. Such brutal treatment would never hold them accountable. In the narrative, Jacob shows that the evil of slavery puts the despotic males at the control of humanly intromissions like m other(a)hood, womanhood, etc. Therefore, the slave-owners not still denied humanity by continuing slavery, but also reached the extent to oppose the most sacred institution of womanhood as well as motherhood. When Jacob says that Slavery is terrible for men but it is far much terrible for womenSuperadded to the burden common to all, they have wrongs, and sufferings, and mortifications peculiarly their own (Jacobs 23), she refers to a masculine but unspeakable face of slavery in the context of femininity. In addition to what the slaves, whether they are male and female, suffer from, a female slave has to suffer vehemently from a torrent of emotional anguish first as an object of lust and then as a mother. Different from other slave narratives, Jacob has used the sphere to view slavery from a quite opposite angle. Jacob notes that most of the lave narratives of her era have a common pattern of depicting the graphic details of whipping, physical torturing, etc. Subsequently these narratives uphold a dangerous escape of their slave protagonists to the North. But Jacob depicts a quite different situation for a female slave. She shows that for a female slave, any attempt to escape from the slavery was more of a heart-piercing dilemma because of their progenies. She could uncomplete endure the torture nor leave their children behind and run away. So, their only way was to submit to their fate. But when other women would let themselves collapse under the crushing torture of slavery, Linda retains her mental strength to oppose Mr. Flints desire. Lindas mental strength is evident in a speech When he told me that I was make for his use, made to obey his command in every thing that I was nothing but a slave, whose will must and should surrender to his, never before had my puny arm felt half so strong (Jacobs 46). Indeed, this simple comment of Linda tends to summarize the gist of the whole narrative as well as of the evil of slavery in American society during the early nineteenth century. It can be viewed from different perspectives and angles. As a mother, Linda violently fights against slavery. She wants to save her children from the evil of slavery. She plays hoax on Mr. Flints in order to fall upon freedom for her children, Benny and Elena. She had to spend innumerous sleepless night in the tight attic in which she can hardly stand. But her only pleasure is that she can see her run around her aunt Marthas house freely. Indeed, for any male reader, such sacrifice may seem to be something mere, but the pains, sufferings and angst she undergoes during those days of slavery are

Early Modern American History Essay Example | Topics and Well Written Essays - 1750 words

Early Modern the Statesn History - Essay ExampleIn the 1840s, there was an explosive development in technology and networks infrastructures and communication, the telegrams, identify offices and the printing industry. This paper provides an insightful analysis of the key economic and their significance in the early America republic.Economic modernization gained momentum with the increase in cotton crop, which was very profitable in the in the south region, as well as the textile, and machine making industry to the north region2. The transport infrastructure positive greatly which facilitate the development of other sector especially the miserliness. There were also many visitors who came from the Europe, which change magnitude the number of the immigrants who settled in the country. The immigrants also played a major role in the economy establishment of the Early America. There was a civil war in the 1850s because of crisis over slavery in spite of the Whigs warning that annex ation of Texas would lead to this. Evidently, the economy was the key factor in the development of the early American republic, in this paper the key trading activities have been highlighted and how they benefited the republic.Economic development is always one of the major factors for the growth of any nation. Even in the early nations, this factor played an important role in one way or another to the development of the nation. This is the major source of tax for most countries, the revenue is in turn used to develop other sectors especially the infrastructure. The early America republic had in truth suffered after the war, with so many of its infrastructure destroyed during the war. In 1789, George Washington was elected the first chairwoman set a government structure which had various departments like treasury, treasury and war3. The government was very immobile to reestablish its financial state and rapidly all the war debts that it had. It did this trough the new tariffs and taxes.Economic activities end-to-end the American

BUS499 MOD 1 CA Essay Example | Topics and Well Written Essays - 750 words

BUS499 MOD 1 CA - Essay ExampleThe hot management also planned to convert the organizations 30 percent of the incremental gross to operating profit. The companys third goal was to double its earnings per sh are.On the basis of which agencies were making money for the company and which were not, the company categorized its championship units into three categories namely lead, drive, and prosper (Melter). Each delegacy category has been assigned with different strategic charges. The business units that had less than 50 employees and were less likely to buy the farm a gigantic agency ever were categorized as prospers. The companys most business units fell under the prosper category. Since prosper units were not evaluate to attain a tremendous crop rate, the strategy chosen for this type of business unit was to achieve high profit margins. The business units that had 50-150 employees were categorized as drive agencies which were assigned with the goal of maintaining or gradually im proving their revenue base in addition to expanding their margins. Finally, the largest business units like New York, UK, and China were given the lead agency status. Since lead agencies were expected to achieve rapid growth and to allocate lions share of the investment, the company management pay particular attention to this type of business agency. The strategy specifically created for lead agencies was to develop permanently absurd clients and to particularly focus on large revenue earning clients. In addition, the organization also developed some(prenominal) strategies that greatly related to a customer perspective. One of those strategies was to create big fabulous ideas or BFIs that are able to transform the businesses, brands, and reputations of the clients (Melter). For this, the organization stated the need of an ideal environment and inspirational leadership in every unit. The firms key strategy was to

A Career in Accounting Assignment Example | Topics and Well Written Essays - 1250 words

A C atomic number 18er in Accounting - Assignment ExampleThe stockholders suffered in untold misery because the Enron executives acted maliciously in cohorts with the audited accountors while the swindled investors of Madoff trusted overly in the financial statements which were malformed and distorted by the accountants of the alleged fraudster. In the international landscape, the recession started in the United States of America. First, it was the banking system. Then, the credit in housing mortgages crumbled and collapsed. The auto industry followed in the imbroglio. And well, if America sneezes, the world catches cold. All those could have been avoided by worthy be and sound auditing. Accounting as a c arer plays a significant role in the world order because it embodies the most useful information system in any undertaking in all jurisdictions and in every kind of business.1 While accounting focuses on financial transactions which are micro, the collection of all data under it represents the ins and outs of economics which are macro. Owing to all these dynamics, accounting impart continue to lead in the workal field and accountants will remain in demand in the job market. In the United States, what has led to the need for accountants and auditors is the federally legislated Sarbanes-Oxley law which has outlined stern rules on financial statements after the notorious corporate scandals that included Enron.2 Where the demand isAside from the new Sarbanes-Oxley canon repercussion, accountants continue to be in demand in the United States because of the increasing workload of the top audit firms.3Educational and other requirements including the need for hard and soft skills The requirements for the credentials of an accountant depend on the aim that has to be filled up. Generally, the average job requires an accounting course at the bachelor level. One of the better(p) supplements to the normal college accomplishment is a masters degree or a special cert ification on noesis of accounting and auditing software. A passer of a licensure examination for Certified Public Accountants will be a great advantage. Sufficient experience will also be a big plus.4 Skills in accounting and auditing are highly checked in the pertinent applications. Among these aredesigning of internal control measures and digest of financial information and computer programming,budget analysis and cost estimation,proficiency in loans examinations, tax verifications, collection, and superior general bookkeeping.Special skills in computer accounting programming, computer accounting software management and design, and systems administration are likewise highly sought. Pay range for accountants and auditorsAverage annual or yearly salaries for accountants and auditors as of May, 2006, variegate according to the list sourced from the same report of the Bureau of Labor Statistics cited above, thus accounting, tax preparation, bookkeeping, and payroll serve $57,020 m anagement of companies and enterprises $55,560 local government $50,120 depository credit intermediation $49,380 and state government $47,200. In a survey conducted by the National Association of Colleges and Employers, the usual initial remuneration that is offered for bachelor degree holders is $46,700.00 annually. For those with a masters degree, it is $49,200.00 per year. Basically, these pay rates are over and above the salaries for other professionals.Bright job outlook for the professionAs earlier discussed briefly, there have been new developments which created impact and implications in accounting and finance. These things have re-shaped trends in the accounting career and the growing demand for accountants a

The Synthesis of Sulfanilamide Lab Report Example | Topics and Well Written Essays - 1000 words - 1

The Synthesis of Sulfanilamide - Lab Report ExampleSulfanilamide (which is also known as 4-Aminobenzenesulfonamide) is a sulfonamide antibacterial. It belongs to a group of chemotherapeutic agents called sulfa drugs which were discovered in the 1930s. It has a molecular chemical formula of C6H8N2O2S and molecular weight of 172.2049. It contains the sulfonamide functional group that is attached to aniline chemically. It functions by inhibiting competitively enzymatic reactions which involves para - aminobenzoic acid. When it is administered, it facilitates the dying of micro-organisms since the micro-organism are unable to make folic acid which is essential in cell portion (TEBBUTT, Peter, 1998). It was the first drugs used successfully to combat diseases such as pneumonia, blood poisoning and meningitis.2.5 ml of 0.1 Ml NaOH is added to the glass wall and 1.8 grams of acetanilide is placed in a dry 50ml Erlenmeyer flaskful. The acetanilide is melted by heating it gently with a Buns en burner after which the flask is allowed to cool in the folderol bath. In the hood, 5ml of chrolosulfonic acid is transferred to acetanilide and the flask is attached to the apparatus. After ten minutes, the flask is removed and heated in the additional 10 minutes in a hot water bath that is at a temperature of 70oC to facilitate completion of the reaction. Afterwards, 30 grams of crushed ice are then added to the 250 ml beaker and the mixture transferred utilise a pipette (while stirring the mixture) onto the ice. The flask is then rinsed using 5ml cold water and then transferred to the beaker containing the ice resulting in the formation of a precipitate. The precipitate is then stirred to facilitate the breakage of bigger lumps. The beaker and the flask are rinsed using ice water. In the hood, a water bath is prepared in the 250 ml beaker at a temperature of 70oC after which the crude is then placed into the Erlenmeyer flask.

Wings of Desire Movie Review Example | Topics and Well Written Essays - 1250 words

Wings of Desire - Movie Review ExampleThe movie opens in a inexorable city of Berlin, a city which at this time was rec everywhereing from the 1945 bombing and various years of neglect. The apotheosiss atomic number 18 then revealed to the spectator pumps. Dressed in black garments, the two, Damiel and Cassiel, have melancholic and benevolent expressions from their faces. Their role is to watch over the city of Berlin and ensure that its inhabitants atomic number 18 safe. We learn that these two are invisible to the inhabitants, but children and other angels are able to see them. Damiel and Cassiel seem to the audience as caretakers of peoples memory. We see them taking worst notes and listening to the thoughts of the people. They also travel around the city watching the inhabitants actions and extensively studying them. Most of their geezerhood are spent serenely whereby they only observe people, but, are not able to interact with them. They are emotionless in that, they are unable to experience joy or pain. This sums up the life of an angel in Berlin.On a normal day, we see Damiel meeting an artist Marion. Damiel gets enchanted and smitten by her beauty. The company that Marion works for reveals that it is out of money, hence, they must be forced to disband. This actu ally upsets Marion. As Damiel watches her, he starts development human feelings and he makes a decision that he wants to start living as a human. Damiel is really moved by what marion is going through, hence, decides to be part of her life, share in her pain, and console her in quantify of distress. As this happens, Cassiel assumes an otherwise opposite trait he walks around unsmiling and unmoved by events of humans. Perhaps, Cassiel was confused by his supporters continued fondness of the human beings. From this, we learn of the extreme juxtaposition amongst these two major characters of the movie. While Damiel is enthusiastic, honest and exploitative, Cassiel is dry and wary, and devoid of passion. He is not attracted at all to the human side unlike his friend who aspires to lead a human life however the viewer can begin to note his frustration with the life that he is leading (Willcock 76). The movie depicts the exact reputation of human beings in the contemporary life. Angels in the movie keep witnessing human emotions and with time, they become enchanted by it. They start experiencing the sweetness of simple pleasures like a cup of tea and a cigarette stick. From the pedestal of the angels, the city of Berlin is seen in a tinge of washrag and black, which is beautiful, yet unreal. Later, when these angels join humans, the color shifts from black and white into a natural looking color and into a harsher rhythm. Through these changes, we see the movie having enigmatic, wistful, somber, dreamlike and broody tones. Later, Damiel falls from grace by dropping into the world, and we see him roaming about the berlin streets looking for his love Marion. As Dam iel does this, his friend Cassiel remains in his black and white world of angels and stills retains his sulking mood. Later, unable to hold it longer, Cassiel also becomes human and drops to the Berlin world. Cassiel later(prenominal) meets Marion and Damiel at a concert in Nick Cave. They clown around and the

Diploma in Ship Superintendancy Module 3 TMA Essay

Diploma in Ship Superintendancy mental faculty 3 TMA - Essay ExampleThis can be followed when there is enough Insurance for the institutionalise and the incubus. It is important to know to whom the insurance is named after and whether the insurance is assigned to a bank under(a) a loan agreement. The extent of the insurance should be known for there may be bring out items. Then there is Freight Management which is the provision of voyage orders and other information to enable the noble to plan and undertake the voyage, of voyage estimates and accounts, the calculation of hire and freights, dispatch and demurrage and the arrangement of the correct collection and allowance of all charter hire and freight monies. Fifth would be Accounting which is the accurate records of accounts. Sixth is Chartering which is the owners instructions. appropriate coordination with the owner, or a selected organization, is crucial to avoid mistakes. Next is Vessel Sales and Purchase. This is a maj or occupation where the exchange of the purchase price with the deed of sale of the delight along with the physical asset. Eighth is provide and Bunkering. This is the negotiation for competitive prices for optimum quality for shipment. Then we have Operation, which includes voyage estimates, voyage instructions, appointment of agents and stevedores and the arrangements for survey cargoes. ... Seaworthiness and cargoworthiness always go hand in hand. As an overview, seaworthiness is the shipowners responsibility to see the ship is suss out for travel and cargowothiness is the responsibility to make the cargo hulls safe for the cargo and the cargo safe for transport. connect directly as the shipowners salutary to limit his liabilities, the concept is of seaworthiness is a very important in legal context. This is achieved by proper preparation at the start of the voyage. This means that the ship must be properly manned, equipped and supplied. The parts of the ship in which the go od are carried must be fit and safe for receipt, carriage and preservation. At the event that cargo is not at par with the cargo owners desires, the right to limit the liabilities can then be challenged at court.The concept of cargoworthiness relates as the consideration associated with fitness for utilization and condition. This is now the cargo owners task to see that his products are properly transported. This is important for both the cargo and ship owners because it will definitely limit future problems with substandard shipments.Furthermore, the cargo must be properly loaded, stowed, carried, discharge and delivered. This now is the mainly the responsibility of the cargo owner, although it does go hand in hand with the shipowners task of property the ship seaworthy. Even if the ship is of perfect condition for cargo containment, without the proper handling and transport of the cargo to and from the vessel, it is still likely that the goods are to be damaged.3. The process i nvolved in amending (in 1995) the STCW convention and ensuring that it operates consistently and in effect Back in 1974 when the STCW convention was first introduced, it was

The value of the US dollar Assignment Example | Topics and Well Written Essays - 250 words

The value of the US one dollar bill - Assignment ExampleThe value of the U.S dollar to rise or fall depends on how many dollars are printed by the state treasury department. The more(prenominal) money they print out, the less its worth. Also, the dollars value rises based on the demands in simile to other currencies (Goldberg & Tille, 2008).The U.S dollar demand is mostly from the people who buy U.S. exported goods. Government issues bonds, tourists, people who purchase substantial estates and the U.S corporations bonds and stocks. The Federal Reserve and the central bank supply the dollar. When we buy goods from Germany, the demand for the euro rises (Goldberg & Tille, 2008). This is because when they receive cash we cede less money. Floating exchange rate arises when the state allows the exchange rates to affirm by market forces and no attempts to power the exchange rate. The Falling of the U.S dollar makes travelling expenses to rise. People pull up stakes need to eliminat e more dollars to purchase foreign currency. A cheap dollar will lead to cheap exports abroad, and imports will become more

Do something Term Paper Example | Topics and Well Written Essays - 1750 words

Do something - Term Paper ExampleNevertheless, the disposal faces significant challenges including raising ample funds for the smooth running of its activities, and commanding a global outreach. Despite this, the organizations get along of directors, the advisory board, and other well-wishers continue working around the clock to ensure the organization achieves its objectives (DoSomething, 2015).The main lease of this organization is to ensure social change and equity in the society. In addition, the organization aims at transforming sights views about the need to care for the environment in which they live. The organization believes that bringing such a change will form the footing of a bright future for upcoming generations. The organization too aims at involving people across the globe in driving this change. DoSomething.org especially believes in utilizing the enormous mogul of the youth through campaigns in driving social change for a bright future (DoSomething, 2015).Th e merchandising goals of DoSomething.org include mobilizing people through different social media platforms to join a cause for the positive duty period of the society. The organization believes involving people from non-homogeneous backgrounds and cultures will help in bringing in innovative solutions to the various social challenges facing the society. The organization seeks to increase the interest from various corporations and other well-wishers in supporting its campaigns. On the part of corporations, DoSomething.org aims at increasing the level of involvement of different corporations in corporate social tariff (CSR) activities. DoSomething.org also aims at increasing its brand equity as a reputable non-profit making organization across the globe. The organization believes that such a reputation will serve as a basis of making it attractive to potential volunteers and other well-wishers (DoSomething, 2015).The organization has well-trained

Joan of Arc Research Paper Example | Topics and Well Written Essays - 2000 words

Joan of curtain call - Research Paper ExampleThey again tangle that they would be able to hold on to the s everyplaceeignty of their nation and have their own king on the throne. Joan of Arc lived her life according to what she felt was the dictate of God. What she did was based on the visions that she had when she was a child nourishment in a village of France. Her rise to power in France was thus meteoric. Her death however, was equally tragic. A gruesome death at the hands of the English Church was hardly what she deserved after the line that she took for the sake of her motherland, France. Following her death, her memory was recovered and she has now entered into public consciousness through literature and diverse other sources. This paper shall seek to understand her position as a woman in the 15th century and attempt to answer the question as to whether this position affected the different choices that Joan of Arc took. Joan of Arcs entry into cut politics is looked upon with great surprise by m any who be old(prenominal) with the condition that women lay out themselves during the fifteenth century in France and for that matter, anywhere in the world. This is not a arrow to the immense clout that Joan of Arc wielded at this tear, right at the beginning of her career, but to the condition that France found herself in. ... She however, looked at the situation where the Count of Dunois had led France to and sought to reverse it. The siege of Orleans had started to look alike a hopeless affair as far as the French were concerned. The siege which had continued for over seven months had started to look ominous from the French point of view. This condition was changed to a large extent with the point where Joan of Arc enters the history of the Hundred Years War. Her journey to meet the Dauphin was the catalyst behind the revival of the French hopes as far as the continuance of their resistance was concerned (Pernoud 1999, 9-11)1. This journey was an uncommon one for any woman to undertake and this was the beginning of her suspension various stereotypes that are often assigned to women. This was a breaking of a barrier of customs that did not have such a precedent. Joan of Arc thus posture an example for those who were to follow her, providing them with an example of initiative. In the twenty first century, there are many women who are lauded for their political initiative and courage. One needs to remember that Joan of Arcs actions were taken in a conservative society where women were given much less freedom than they are in todays society. This makes her achievement all the more praiseworthy. Calling her the Ideal Androgyne, Marina Warner talks of Joans transvestism2 (1981, 140). Wearing vestments that were traditionally worn by men was something that Joan had to resort to so as to protect herself from sexual advances by male soldiers of both camps. This points to the condition that women had to face in society at the poin t of time when Joan was active. The grandness of this lies in the fact that even a person who was powerful in the larger 1. Pernoud

Dualism by Plato and Descartes Assignment Example | Topics and Well Written Essays - 1000 words

Dualism by Plato and Descartes - Assignment ExampleWhereas for Descartes, so has to be integrated with the proboscis for it to function while Plato thought that the soul ought to be separated from the body so that it can think better. For Plato, the soul has already a pure and perfect knowledge level onward the birth of the body and it is at its thinking best when it is in this mark off without the distraction of habitual life. While Descartes thought the soul is necessary to animate the body, Plato thought that the soul is in its ideal condition when it is separated from the body upon death.Considering this viewpoint of Plato that the soul has already a perfect knowledge even before it was born to a body, provides human experience with moral value beca utilization the soul already has this moral sensitiveness even before it was born into a body. Cartesian dualism provides us the confidence that this moral predisposition has its use when the soul animates the body because it pr ovides human endeavor a sense of rectitude.